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Eenvoudig een fiets leasen via LEASE A BIKE

Een fiets van de zaak leasen is erg makkelijk. Je bent er immers nog maar vier stappen van verwijderd. Daarna rijd je gedurende de leasetermijn van 36 maanden op je ideale leasefiets. Inclusief dekkende verzekering en volledig onderhoud. En na afloop van het contract neem je je fiets voordelig over.

Heb je al een leaseauto of OV-kaart van je baas? Geen probleem, ook dan kun je gewoon een fiets van de zaak rijden.

Lees hieronder meer over:

  • Brutoloonomzetting
  • Mogelijkheid om jouw leasefiets over te nemen
  • Verzekering en onderhoud van de fiets

Een fiets van de zaak. Hoe werkt het?

  • Je ontvangt een link van je werkgever. Registreer je en wacht op toestemming voor het uitzoeken van jouw leasefiets.
  • Met je persoonlijke code zoek je jouw droomfiets uit. Met meer dan 500 LEASE A BIKE dealers is er altijd wel eentje bij jou in de buurt.
  • Geef digitaal akkoord op de voorwaarden van jouw werkgever voor het leasen van de fiets.
  • Neem je droomfiets, inclusief verzekering en onderhoudspakket, direct mee naar huis.

Brutoloonomzetting

Het contract voor de leasefiets komt, net als bij een leaseauto, op naam van de werkgever. Echter, voor de betaling hiervan zijn drie scenario's mogelijk:

  1. Je werkgever betaalt jouw volledige leasekosten
  2. Je werkgever draagt een deel bij
  3. Je werkgever faciliteert alleen het proces. De leasekosten zijn voor je eigen rekening

In scenario 2 en 3 is het mogelijk om (een deel van) het leasebedrag in te houden van je brutoloon. In andere woorden, het brutoloon wordt dus verminderd met de leasekosten inclusief service en verzekering. Deze bruto-netto uitwisseling is voordelig voor jou en levert je tot wel 40 procent fiscaal voordeel op ten opzichte van privé aanschaf. Indien je werkgever de leasekosten voor zijn rekening neemt, betaal je slechts enkele euro's bijtelling per maand. Je voordeel loopt dan op tot wel 80 procent.

Mogelijkheid om jouw leasefiets over te nemen

Wat als je leasecontract bijna afloopt?

Goed nieuws! Aan het eind van het leasecontract heb je de mogelijkheid om je leasefiets over te nemen. Voor een heel gunstig bedrag, want je betaalt circa 15 procent van de aanschafwaarde van de fiets.

Aan het eind van de looptijd van het contract stuurt LEASE A BIKE je een bericht. De vraag: of je jouw leasefiets wilt overnemen. Is het antwoord ‘ja’, dan betaal je een fractie van het originele aankoopbedrag. Ben je stiekem toch uitgekeken op je fiets, dan lever je hem kosteloos in bij je lokale fietsendealer.

In de handige LEASE A BIKE calculator bereken je simpel het totale fiscale voordeel en jouw besparing in keiharde euro’s. Daarbij krijg je ook een indicatie van de prijs van je leasefiets na 36 maanden*.

* De precieze uiteindelijke aankoopprijs hangt af van de conditie van de fiets na 36 maanden, maar bedraagt circa 15 procent.

Totale voordeel berekenen

Verzekering en onderhoud van de fiets

LEASE A BIKE biedt een uitgebreid dienstenaanbod aan tegen scherpe prijzen. Je kiest uit drie service- en onderhoudspakketten. Elk pakket heeft zijn eigen prijs en dekking. Bij een leasefiets hoort bovendien jaarlijkse controle en pechhulp.

Welk pakket je ook kiest, de kosten verrekent LEASE A BIKE met het brutoloon. Net als bij je leaseauto dus. In de praktijk betaal je slechts zo’n 50 tot 60 procent van de onderstaande prijs, afhankelijk van je belastingschaal. Dat is nog eens profiteren.

Je kiest tussen het Basis - Standaard - of Premium - pakket*.

Het jaarlijks beschikbare budget voor service en onderhoud per pakket bedraagt:

  1. Basis-pakket: 100 euro incl.
  2. Standaard-pakket: 150 euro incl.
  3. Premium-pakket: géén risico

Mocht het bedrag boven dit jaarlijkse budget uitkomen dan betaal je het resterende bedrag zelf. Wil je geen verrassingen? Kies dan voor het Premium-pakket.

Ook een fiets van de zaak kan gestolen worden. Of je rijdt tegen een schade aan. Gelukkig kun je je al voor een paar euro per maand volledig beschermen tegen diefstal en schade. En wel zo makkelijk. Schade of diefstal melden doe je gewoon bij LEASE A BIKE dealer. Wij zorgen dan voor de afhandeling met de verzekeraar en jij rijdt gedurende maximaal zeven dagen dagen kosteloos op een vervangende leenfiets. Eigen risico? Slechts 25 euro per schadegeval of diefstal. Wij sluiten automatisch voor jou een verzekeringspakket af, hier hoef je zelf niets voor te doen.

*Het precieze uiteindelijke service & verzekeringspakket bedrag hangt uiteraard af van de kostprijs van de leasefiets.