Lease a Bike | Easy and Fast | Bye Bye Buy. Hello lease.

The benefits of leasing a bike as a self-employed person.

Tax benefit

The monthly lease amount is a business expense that you can deduct from your annual profit. Leasing a bicycle is much more affordable than buying. You save up to 35%.

Carefree

Don't worry about unexpected costs. Your lease amount includes insurance, maintenance and 24/7 breakdown assistance. We've got you covered.

Own the bike

Do you want to continue cycling after the lease period? No problem! You can take over your leased bicycle for about 15%. Including takeover, you are up to 35% cheaper than buying privately.

Purchase price

With leasing, you don't have to pay a large purchase price, but only a small amount per month. This leaves you with more budget to invest in other things.

All you need to know about leasing a bike

Possible to lease a bicycle on a business basis

A bicycle plan through your company offers you a fiscal advantage. The lease amount is deductible from your profit if you pay yourself in profit and not in salary. The lease costs can be entered as business expenses, which reduces your profit tax.

VAT deduction

The lease amount is a business expense. The maximum VAT deduction for the lease bicycle is €749 (€130 VAT) per 36 months. This must be corrected (year-end) in the VAT return.

Fixed addition

The fixed addition is 7% of the recommended retail price. All bicycle kilometres are considered private, so the addition is always mandatory.

Other allowances

You are not entitled to the Small-scale Investment Allowance (KIA), Environmental Investment Allowance (MIA) and the VAMIL because it concerns a full operational lease. In addition, VAMIL and MIA are only applicable for speed pedelecs and cargo bikes

Work versus private use

There is no legal minimum for commuting. It is possible to use the bicycle for private purposes only. On the days that you do not use the bicycle for commuting, you can continue to receive a travel allowance.

Deductions

You are not entitled to the small-scale investment deduction (KIA), environmental investment deduction (MIA) or the VAMIL because Lease a Bike is a fully operational lease.

Lease versus private purchase

When you buy a bicycle privately and count it as company assets, you are obliged by law to cycle 10% of the kilometres for business purposes. With operational lease, you do not have this obligation. Leasing a bicycle gives you more freedom.

Step on a lease bike!

I still have a question

I want to register

I am a self-employed entrepreneur, is it possible to lease a bicycle?

Yes, it is also attractive for a self-employed entrepreneur to lease a bicycle. Nearly the same guidelines apply for employers & employees for you. You could decide to pay the bicycle in name of the company and still enjoy the tax benefit.

In addition to my lease bike, is it possible to document untaxed bicycle allowance?

The untaxed bicycle allowance can be combined with a lease bicycle for the days you are not using the bicycle. Please keep in mind that you must be able to be transparent about when you did and did not use the bicycle to commute to your workplace.

Taxation

Costs

Timeline

What are the options regards insurance & maintenance?

All contracts concluded by Lease a Bike are standard with all-risk insurance (without franchise) and 24/7 roadside assistance. You could also add a service package of choice. For example:

1. Basic - Covers up to € 100 in repairs and maintenance per year

2. Standard - Covers up to € 150 in repairs and maintenance per year

3. Premium - Covers all repairs and maintenance without limit

Speed pedelec package - Covers up to € 300 in repairs and maintenance per year

What are the costs regards insurance & maintenance?

All contracts concluded by Lease a Bike are standard with all-risk insurance (without franchise) and 24/7 roadside assistance. You could also add a service package of choice. For example:

1. Basic - Covers up to € 100 in repairs and maintenance per year

2. Standard - Covers up to € 150 in repairs and maintenance per year

3. Premium - Covers all repairs and maintenance without limit

Speed pedelec package - Covers up to € 300 in repairs and maintenance per year

In addition to my lease bike, is it possible to document untaxed bicycle allowance?

The untaxed bicycle allowance can be combined with a lease bicycle. This is a maximum of 21 cent per kilometer.

What are the options regards insurance & maintenance?

All contracts concluded by Lease a Bike are standard with all-risk insurance (without franchise) and 24/7 roadside assistance. You could also add a service package of choice. For example:

1. Basic - Covers up to € 100 in repairs and maintenance per year

2. Standard - Covers up to € 150 in repairs and maintenance per year

3. Premium - Covers all repairs and maintenance without limit

Speed pedelec package - Covers up to € 300 in repairs and maintenance per year

Could I also add some accessories to the bike?

Yes, that's possible and it is also included in the lease price. Anything that can be attached to a bicycle, will be leased with the bicycle. A helmet and lock can of course be leased. Clothing and bicycle computers are not allowed.

What happens when the lease contract of 36 months ends?

We make an offer for you to take over the bicycle for +/- 15% of the value (new). The exact amount cannot be determined on forehand and depends on the final condition of the bicycle. If you are not interested in taking over the bicycle, we will take the bicycle back - free of charge.

Who owns the bicycle during the lease period?

The lease company is the owner of the bicycle during the entire lease period.

How time-consuming will administration of this mobility plan be?

Lease a Bike offers a fully digital and automated platform where all relevant processes and parties come together. We truly make it easy to lease your dream bicycle!

Bye Bye Buy. Hello lease.

The benefits of leasing a bike as a self-employed person.

The benefits of leasing a bike as a self-employed person.

Tax benefit

Carefree

Own the bike

Purchase price

All you need to know about leasing a bike

Possible to lease a bicycle on a business basis

VAT deduction

Fixed addition

Other allowances

Work versus private use

Deductions

Lease versus private purchase

How it works

Sign up

Contract

Get on the bike

Administration

Buying vs leasing

Buying vs leasing

What others say

Calculate what you can save

Biking is good for your health. But also good for your wallet. A lease bike is 35% cheaper than buying. Why? Because the price of the bike is deducted from your gross wage. If your employer contributes, you can even save up to 80% versus buying.

Step on a lease bike!

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