| Service & Maintenance | Basic All bikes except e-bike |
Standard All bike types |
Premium Only E-bike |
Speedpedelec Only speed-pedelec |
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| Annual budget | 100€ p/year | 150€ p/year | Unlimted | 300€ p/year |
| You receive an annual budget for each package that you can spend on service and maintenance. With the Premium package you have an unlimited annual budget. Below is an overview of all services that fall within the various packages: | ||||
| Annual maintenance |  |
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| Replace (wear) parts | |
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| Replace tires | |
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| Reparations | |
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| Reparation parts | |
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| Road assistance (NL) | |
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| All-risk insurance (EU) | ||||
| Theft | |
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| Damage | |
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| Accident | |
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| Vandalism | |
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| Total loss | |
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| Liability insurance speed-pedelec |  |
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| Free rental bike (e-bike & speed-pedelec) | 7 dagen | 7 dagen | 7 dagen | 7 dagen |
| Own risk theft | €0 | €0 | €0 | €0 |
| Own risk damage | €25 | €25 | €25 | €25 |
| Own risk theft (race / MTB) | 10% | 10% | |
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| Own risk damage (race / MTB) | €50 | €50 | |
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| Legal aid accident | |
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The amount of your monthly lease payment depends on your taxable income. The tax saving is calculated based on the corresponding tax scale & various (general) tax credits you pay.
The addition is always 7% of the retail price of the bicycle. This is added to your taxable income, tax is paid on it and then this amount is subtracted from your taxable income again. In practice, the net addition comes down to a few Euros per month. For a bicycle with a recommended retail price of €2500 this is: €2,500 * 7% / 12 months = €14.58 * 37.1% (tax scale) = €5.41 net addition per month.
The lease price is the gross lease amount for the bicycle. This amount, together with the service and insurance package, is deducted from your taxable income, so that you do not have to pay tax on this amount.
€20,00 is the gross amount for the service and insurance package. This amount, together with the lease price, is deducted from your taxable income, which means you do not have to pay tax on this amount. The lease price and the service and insurance package together make up the lease amount you pay to the leasing company each month.
Are you self-employed, do you meet the hour criterion and have you not yet reached the state pension age at the beginning of the calendar year? Then the self-employed tax deduction in 2021 is an amount of € 6.670
The SME profit exemption is a percentage of the profit made by one or more companies. The exemption amounts to 14% of the profit. You must first reduce the profit with the self-employed tax deduction.
The amount of your monthly lease payment depends on your monthly gross salary. The tax saving is calculated on your net salary. Herewith you can see your net salary difference as well as the monthly net costs for your lease bike.
This shows the new taxable income on which you owe tax. You pay relatively less tax, which gives you a tax advantage.
This shows that with a lease bike you save on your taxes. This is because your taxable income is lower with a lease bike than without one.
The additional tax is deducted from this. After all, you have already paid tax on the additional taxable benefit for service, insurance & including the additional taxable benefit.
Your annual income is shown here. This consists of the income after taxes. After the tax payment, the self-employed deduction and 14% profit exemption are added to reach the net annual income.
Here is your net monthly income. This is your annual income divided by 12.
Would you like to receive the calculation of your savings by email?
Regeling in de btw
De fietsregeling moet ook verwerkt worden in de btw-administratie van de werkgever. De werkgever krijgt hiermee te maken als hij btw-ondernemer is en de werkgever met btw belaste leveringen of diensten verricht.
Een btw-ondernemer heeft in beginsel recht op aftrek van btw op goederen of diensten die hij voor btw-belaste doeleinden bestemt. Bij privégebruik daarvan dient een correctie plaats te vinden. Voor de btw geldt ook woon-werkverkeer als privégebruik. Voor de fiets die een btw-ondernemer koopt en aan de werknemer verstrekt of ter beschikking stelt, geldt een afwijkende regeling.
Goedgekeurd is dat als de inkoopprijs van de aan de werknemer verstrekte fiets (na aftrek van de eventuele eigen bijdrage van de werknemer*) hoger is dan € 749,- inclusief btw, de aftrek van btw uitgesloten is voor het bedrag dat uitkomt boven € 749,-. Tot de grens van € 749,- inclusief btw komt de btw volledig voor aftrek in aanmerking (mits de ondernemer volledig aftrekgerechtigd is). Buiten deze goedkeuring gelden de normale wettelijke regels.
*Let op: het gaat hier om een netto eigen bijdrage die kan worden verrekend met de bijtelling. Bij Lease a Bike ruilt de medewerker brutoloon, vakantiedagen, bonus, IKB-budget of mobiliteitsbudget uit in ruil voor een leasefiets. Dit heeft dus geen impact op de btw-correctie.
The stories of people that joined the ride.
Absolutely! The bike plan has recently become fiscally lucrative for self-employed people too. The monthly lease amount is a business expense. These costs and expenses result in a lower profit. This in turn provides a tax advantage.
Take the e-bike: the average purchase price nowadays is around € 3,000. With a bike plan, you pay this amount divided into monthly amounts. This leaves more room for other investments.
You can easily combine the untaxed allowance per kilometer with the lease bike. This is how it works:
You are not entitled to the untaxed kilometer compensation for commuter kilometers with the lease bike. But for the kilometers you travel by other means of transportation - such as your own car or public transport - you may continue to pay the kilometer compensation.
Example:
Before the bike plan, you commuted to work five days a week in your own car. You received a kilometer allowance for this. Now that you have a leased bicycle, you cycle to work two days a week and three days a week by private car. This means that you can continue to receive an allowance per kilometer for three days a week.
First you add 7% of the retail price of the bicycle to your income. Then other costs are deducted from this.
Example:
Suppose the new price of the chosen bicycle is € 2,500 and the yearly addition is € 175. If you divide this amount by 12 (months), you arrive at € 14.58 of addition per month. You add this amount to your gross income. This means that each month tax is also paid on this amount. If you then calculate this again, that extra tax comes down to about € 5 per month.
Absolutely! It is also interesting for self-employed people to get a lease bicycle. Would you like to know more? Click here for more information or send your question to us via the contact form.
To support you throughout the journey, we have developed a digital platform that you can use for free. Here you can manage all processes and let all parties (the company you work for, all employees and the bicycle store) come together to arrange everything. The administration is also a breeze: you can arrange most things with one push of a button. Of course we are always there for you if you have any questions about the platform, so that you can enter the leaseplan without any worries.
With over 1100 affiliated bike stores, there is always one that is near you. You can go to the local bike store around the corner, but also to one of the specialty stores across the country. For purchase and maintenance. This way you can get on their bicycles without a care in the world. Check our dealer locator for all connected bike stores.
You can register your business via our website in just five minutes. Once we receive your registration, we will run a credit check. We'll get back to you with the response within two business days. After approval you will receive the terms and conditions, which can be signed digitally. Then you get access to our online platform, activate your account and automatically receive the Lease a Bike order code to choose your bike at the local bike store.
The lease runs for 36 months.
After 36 months, you’ll get the option to take over the leased bike from us for about 15% of the purchase price.
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